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Important Legal Notice

Risk Disclosure Statement

This Risk Disclosure Statement describes the risks associated with using Stratum and trading financial instruments. Please read this document carefully before using our services.

Last Updated: January 2025

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General Risk Warning

CRITICAL WARNING
Trading stocks, cryptocurrencies, ETFs, forex, derivatives, and other financial instruments carries a substantial risk of loss and is not suitable for all investors. You may lose some or all of your invested capital. Never trade with money you cannot afford to lose.

Financial markets are inherently volatile and unpredictable. Market conditions can change rapidly and without warning. Historical performance is not indicative of future results. The high degree of leverage that is often obtainable in trading can work against you as well as for you.

You should carefully consider whether trading is appropriate for you in light of your experience, objectives, financial resources, risk tolerance, and other relevant circumstances. You may sustain losses in excess of your initial investment or deposit when trading on margin or using leveraged products.

Before deciding to trade, you should become aware of all the risks associated with trading and seek advice from an independent and suitably licensed financial advisor.

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Not Financial, Investment, or Trading Advice

Stratum is a market analysis and data tool only. The information, data, regime classifications, analytics, and any content provided through our platform (collectively, the "Services") are for informational and educational purposes only and should not be construed as:

  • Financial advice or investment advice
  • Trading recommendations or signals
  • Personalized investment recommendations
  • An offer to buy or sell securities or financial instruments
  • A solicitation of an offer to buy or sell securities
  • Tax, legal, or accounting advice
  • Professional advice of any kind
Informational Tool Only
Our platform provides market regime classification based on algorithmic analysis. This is a technical analysis tool designed to help you understand market conditions. It does not provide recommendations on specific trades, investments, or financial decisions.

You are solely responsible for your own trading and investment decisions. We do not provide personalized recommendations tailored to your individual circumstances, financial situation, investment objectives, or risk tolerance. You should conduct your own research and due diligence, and consult with qualified financial professionals before making any trading or investment decisions.

Stratum and its affiliates, officers, employees, and agents are not registered investment advisors, broker-dealers, or financial planners. We are a technology company providing data analysis tools.

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No Guarantees of Performance or Accuracy

No Performance Guarantees
Past performance does not guarantee future results. The fact that our regime classification system has achieved 81.8% historical accuracy does not mean it will achieve similar accuracy in the future.

While we strive to provide accurate and reliable market regime classifications, we make no warranties or representations regarding:

  • The accuracy, completeness, or reliability of our classifications or data
  • The timeliness or currentness of the information provided
  • The suitability of our Services for any particular purpose
  • That our Services will be uninterrupted, error-free, or free from defects
  • That using our Services will result in profitable trading outcomes
  • The future performance or accuracy of our classification algorithms

Historical accuracy statistics are backward-looking metrics based on past market data and historical testing. Market conditions constantly evolve, and algorithms that performed well historically may not perform as well in different market environments or future periods.

Our regime classification system uses statistical models and algorithms. Like all models, it is based on assumptions and has limitations. No model can perfectly predict or classify all market conditions. Markets can behave in ways that differ from historical patterns.

The 81.8% accuracy figure represents historical backtesting results across 112+ symbols under specific testing conditions. Actual real-time performance may differ. Accuracy rates can vary significantly across different time periods, market conditions, and individual symbols.

4

Market Risks

Trading and investing in financial markets involves numerous risks, including but not limited to:

Market Volatility Risk: Financial markets can experience sudden and extreme price movements. Volatility can be caused by economic events, geopolitical developments, market sentiment, liquidity conditions, and other factors beyond our control or prediction.

Liquidity Risk: You may not be able to buy or sell positions quickly enough to prevent or minimize losses, particularly during periods of high volatility or low liquidity. Some markets or symbols may have limited liquidity, making it difficult to execute trades at desired prices.

Gap Risk: Markets can "gap" or move significantly between trading sessions. Prices may open substantially higher or lower than the previous close, potentially bypassing stop-loss orders and resulting in larger losses than anticipated.

Leverage and Margin Risk: Trading on margin or using leveraged products magnifies both potential gains and potential losses. You can lose more than your initial investment. Margin calls may require you to deposit additional funds or close positions at unfavorable prices.

Counterparty Risk: When trading financial instruments, you face the risk that the other party to the transaction may default on their obligations.

Currency Risk: If you trade instruments denominated in currencies other than your base currency, you are exposed to currency exchange rate fluctuations.

Systemic Risk: Major economic events, financial crises, or failures of financial institutions can create systemic risks affecting the entire financial system.

Regulatory and Legal Risk: Changes in laws, regulations, or government policies can materially affect the value of financial instruments and your ability to trade them.

Regime Changes Do Not Eliminate Risk
Our platform identifies market regime classifications (Trending, Ranging, Transition). However, even accurate regime identification does not eliminate trading risk. Markets can change regimes suddenly, and regime-appropriate strategies can still result in losses.
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Technology and System Risks

Use of our platform involves technology-related risks, including:

System Failures and Downtime: Our Services may experience technical failures, outages, interruptions, or degraded performance due to hardware failures, software bugs, network issues, maintenance, cyberattacks, or other causes. You may be unable to access regime data or receive updates during critical market periods.

Data Delays and Errors: Market data feeds may be delayed, interrupted, or contain errors. Our classifications are dependent on the quality and timeliness of underlying market data. Data provider issues can affect the accuracy of our regime classifications.

Connectivity Issues: Internet connectivity problems, network congestion, or issues with your devices or internet service provider may prevent you from accessing our Services or receiving real-time updates.

API and Integration Risks: If you integrate our API with your own trading systems or algorithms, errors in implementation, communication failures, or compatibility issues could result in incorrect trading decisions, failed trades, or other problems.

Cybersecurity Risks: Despite our security measures, no system is completely secure. Cyberattacks, unauthorized access, or security breaches could compromise data integrity or system availability.

Software Bugs and Algorithm Errors: Our classification algorithms and software may contain bugs, errors, or unforeseen behaviors that could produce incorrect regime classifications or other erroneous outputs.

Do Not Rely Solely on Our System
Never rely exclusively on any single technology platform or data source for trading decisions. Always have backup systems, alternative data sources, and contingency plans. Technology failures can and do occur at the worst possible times.

We are not responsible for losses arising from system failures, data errors, delays, interruptions, or other technology-related issues, whether caused by us, our service providers, your systems, or third parties.

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Cryptocurrency-Specific Risks

Cryptocurrency markets carry additional unique risks:

Extreme Volatility: Cryptocurrencies are subject to extreme price volatility, often far exceeding traditional financial instruments. Prices can fluctuate dramatically within short time periods.

24/7 Markets: Cryptocurrency markets operate continuously without closing periods. This means regime changes and significant price movements can occur at any time, including when traditional markets are closed.

Regulatory Uncertainty: The regulatory status of cryptocurrencies varies by jurisdiction and is rapidly evolving. Regulatory changes can materially impact cryptocurrency values and your ability to trade them.

Limited History: Many cryptocurrencies have limited price history compared to traditional assets. This makes historical backtesting and regime analysis less reliable.

Exchange and Custody Risks: Cryptocurrency exchanges may be unregulated, may have inadequate security, or may experience failures, hacks, or insolvency. There may be limited or no investor protections.

Irreversible Transactions: Cryptocurrency transactions are typically irreversible. Errors cannot be undone.

Technology Risks: Cryptocurrencies depend on blockchain technology, cryptography, and distributed networks. Technical failures, protocol changes, network splits (forks), or other issues can affect value and functionality.

Cryptocurrency trading is highly speculative and risky. You should only trade cryptocurrencies with funds you can afford to lose entirely.

7

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • Stratum and its affiliates, officers, directors, employees, agents, and service providers SHALL NOT BE LIABLE for any trading losses, investment losses, lost profits, or any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of our Services
  • We provide our Services on an "AS IS" and "AS AVAILABLE" basis WITHOUT WARRANTIES OF ANY KIND, either express or implied
  • We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement
  • We do not warrant that our Services will meet your requirements, be uninterrupted, timely, secure, or error-free
  • We are not responsible for any decisions you make based on information obtained through our Services

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the maximum extent permitted by law.

Your use of our Services is entirely at your own risk. You assume full responsibility for all trading and investment decisions, and for all profits and losses resulting from those decisions.

8

User Responsibility and Due Diligence

As a user of Stratum, you acknowledge and accept the following responsibilities:

Independent Decision Making: You are solely responsible for making your own independent trading and investment decisions. You must conduct your own research, analysis, and due diligence before entering any trade or investment.

Risk Management: You are responsible for implementing appropriate risk management practices, including position sizing, stop-loss orders, diversification, and other risk mitigation techniques suitable for your circumstances.

Professional Advice: You should seek advice from independent, qualified financial advisors, tax professionals, legal counsel, and other professionals appropriate to your situation before making financial decisions.

Understanding the Product: You are responsible for understanding how our regime classification system works, its limitations, and the proper interpretation of the data and classifications we provide.

Monitoring Your Positions: You are responsible for actively monitoring your trading positions, market conditions, and account balances. Our Services do not monitor your positions or provide position management.

Backup Systems: You should maintain alternative data sources, backup systems, and contingency plans in case our Services become unavailable.

Account Security: You are responsible for maintaining the security of your account credentials and for all activities that occur under your account.

Education and Understanding
Before using our Services for trading decisions, ensure you fully understand market regime concepts, trading strategies appropriate to different regimes, and the risks involved. We recommend starting with paper trading or small positions to familiarize yourself with how regime classifications relate to market behavior.
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Regulatory Compliance and Restrictions

You are responsible for complying with all applicable laws and regulations in your jurisdiction, including:

  • Securities laws and regulations
  • Commodity trading regulations
  • Cryptocurrency and digital asset regulations
  • Tax laws and reporting requirements
  • Anti-money laundering (AML) and know-your-customer (KYC) requirements
  • Data protection and privacy laws
  • Foreign exchange controls and restrictions

Some jurisdictions prohibit or restrict trading certain financial instruments or using certain types of trading tools. You are responsible for determining whether your use of our Services and your trading activities comply with applicable laws in your jurisdiction.

We do not provide legal or regulatory compliance advice. If you have questions about whether your activities are lawful or properly authorized in your jurisdiction, consult with qualified legal counsel.

Certain features or data may not be available in all jurisdictions due to legal or regulatory restrictions. We reserve the right to restrict access to our Services in any jurisdiction where providing such Services would violate applicable laws or regulations.

Tax Obligations: You are solely responsible for determining your tax obligations related to your trading activities and for paying all applicable taxes. We do not provide tax advice. Consult with qualified tax professionals regarding your specific tax situation.

10

No Endorsement of Brokers, Exchanges, or Strategies

Any references to specific brokers, exchanges, trading platforms, strategies, or financial instruments are for informational purposes only and do not constitute endorsements or recommendations.

We have no affiliation with and receive no compensation from any broker, exchange, or trading platform unless explicitly disclosed. You are responsible for selecting appropriate brokers, platforms, and counterparties and for understanding their terms, fees, and risks.

Strategy recommendations or discussions (such as trend-following for Trending regimes or mean-reversion for Ranging regimes) are general educational information about common approaches, not personalized recommendations for your specific situation.

11

Forward-Looking Statements

Our platform, marketing materials, and communications may contain forward-looking statements regarding expected features, performance characteristics, accuracy metrics, or other projections. These statements are subject to risks, uncertainties, and assumptions.

Actual results, performance, features, and outcomes may differ materially from any forward-looking statements. We undertake no obligation to update forward-looking statements to reflect events or circumstances after the date they are made.

Performance statistics, including the 81.8% accuracy metric, are based on historical backtesting and do not represent a guarantee of future performance or accuracy. Real-time results may vary significantly.

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Changes to This Disclosure

We reserve the right to modify this Risk Disclosure Statement at any time. Changes will be effective when posted to our website. The "Last Updated" date at the top indicates when this document was most recently revised.

Your continued use of our Services after changes are posted constitutes acceptance of the modified Risk Disclosure Statement. We encourage you to review this document periodically.

Material changes will be communicated through our website or by email to registered users. However, you are responsible for regularly checking for updates.

By Using Stratum, You Acknowledge That:

  • You have read, understood, and agree to this Risk Disclosure Statement in its entirety
  • You understand that trading involves substantial risk of loss and you may lose all invested capital
  • Stratum does not provide financial, investment, or trading advice
  • You are solely responsible for your own trading and investment decisions
  • Past performance and historical accuracy do not guarantee future results
  • Our Services are provided "as is" without warranties of any kind
  • We are not liable for trading losses or damages arising from your use of our Services
  • You will conduct independent research and consult qualified professionals before making financial decisions
  • You are responsible for compliance with all applicable laws and regulations in your jurisdiction
  • Technology failures, data errors, and system interruptions can occur
  • You will implement appropriate risk management and maintain backup systems
  • You understand the specific risks associated with the financial instruments you trade
  • You have the knowledge, experience, and financial resources to bear the risks of trading
  • You will only trade with funds you can afford to lose
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Market regime detection for professional traders.

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RISK DISCLOSURE: Trading involves substantial risk of loss. This software is for informational purposes only and does not constitute financial advice. Past performance does not guarantee future results.
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